Payment guide
How to Pay with Crypto in 5 Minutes
Content updated:
Crypto goes through instantly, has no card limits, no bank declines, and saves you 5% on every order. This page shows exactly what to do, in the order you need to do it.
Which coin to buy
Buy a stablecoin, not Bitcoin. One stablecoin is always worth one US dollar, which removes every surprise from the payment.
USDT or USDC
The amount you send is the amount we receive. Bitcoin moves in price while you pay, a stablecoin does not, so the 10-minute rate lock never catches you out.
On Tron, Solana or Base
These networks cost cents per transfer and confirm in seconds. Ethereum works too, but costs a few dollars and takes a few minutes.
Bitcoin and Ethereum still work
Our payment page accepts 300+ coins. If you already hold BTC or ETH, use them. Just expect slower confirmation and higher network fees.
Get set up: pick your region
Every route is the same three steps. Open an account, add money, send the stablecoin to our payment page.
Both brokers are EU-regulated and take SEPA bank transfers and cards. Kraken is the better pick if you want the cheapest network fees; Bitpanda if you prefer a German-language app.
Kraken
Open Kraken- 1
Open an account
SEPA, card and Apple Pay. Verification usually within a few hours.
- 2
Add money and buy USDT or USDC
Deposit EUR or CHF by SEPA (free, 1 business day) or by card (instant, small fee). Buy a little more than your order total to cover the withdrawal fee.
- 3
Send to our payment page
Withdraw USDT or USDC to the address shown on our payment page. Network: Solana (cheapest) or Tron for USDT; Solana for USDC.
How withdrawals work at Kraken
Bitpanda
Open Bitpanda- 1
Open an account
German, English and more. SEPA and card. Verification usually within minutes to hours.
- 2
Add money and buy USDT
Deposit EUR by SEPA or card, then buy USDT. Buy a little more than your order total to cover the withdrawal fee.
- 3
Send to our payment page
Withdraw USDT to the address shown on our payment page. Network: Ethereum (ERC-20) only. Works fine, the network fee is a few dollars instead of cents.
How withdrawals work at Bitpanda
Coinbase is the simplest US route: ACH bank transfer or debit card, and USDC withdrawals are free on every network it supports.
Coinbase
Open Coinbase- 1
Open an account
Bank transfer (ACH), debit card, PayPal. Verification usually within minutes.
- 2
Add money and buy USDC
Buy USDC directly with USD. Debit card is instant; ACH takes a few days before you can withdraw. Buy a little more than your order total to cover the withdrawal fee.
- 3
Send to our payment page
Withdraw USDC to the address shown on our payment page. Network: Base or Solana (both free to withdraw and confirm in seconds).
How withdrawals work at Coinbase
Bitkub is the largest Thai exchange, funded in THB from any Thai bank account via QR or transfer.
Bitkub
Open Bitkub- 1
Open an account
Thai ID or passport with Thai address, Thai bank account. Verification usually within a day.
- 2
Add money and buy USDT
Transfer THB from your bank app, then buy USDT. Buy a little more than your order total to cover the withdrawal fee.
- 3
Send to our payment page
Withdraw USDT to the address shown on our payment page. Network: Tron (TRC-20). Fee is about 1 USDT and it confirms in seconds.
How withdrawals work at Bitkub
If no local exchange is available to you, a self-custody wallet with a built-in card purchase works in most countries. Expect a 3 to 5% fee on the card purchase and occasional card declines, exactly like any other card payment.
Trust Wallet
Open Trust Wallet- 1
Open an account
Free app for iPhone and Android. No account, you keep a 12-word recovery phrase instead. Write it down offline.
- 2
Add money and buy USDT
Tap Buy, choose USDT on the Tron network, pay by card. The purchase provider will ask for ID verification once. Buy a little more than your order total to cover the withdrawal fee.
- 3
Send to our payment page
Withdraw USDT to the address shown on our payment page. Network: Tron (TRC-20).
How withdrawals work at Trust Wallet
Paying at checkout
Five steps, under two minutes once your broker app is open.
- 1
Choose "Pay with Crypto" at checkout
Your 5% discount is applied to the order total automatically.
- 2
Pick your coin and network on the payment page
For example "USDT" and "TRC20" (Tron), or "USDC" and "Solana". It must be the same network you withdraw from at your broker.
- 3
Copy the address and the exact amount
Or scan the QR code in your broker or wallet app. The amount already includes a small network and service fee.
- 4
Send within 10 minutes
The payment page locks the exchange rate for 10 minutes. Have your broker app open before you start, then it takes under two.
- 5
Return to your order page
Stablecoin payments confirm in one to five minutes. Your confirmation email follows right away.
Send the exact amount
Brokers deduct their fee on top. If your broker asks "amount to receive" vs "amount to send", choose receive.
Same network on both sides
"USDT TRC20" on the payment page means Tron at your broker. The coin name alone is not enough.
Within 10 minutes
The rate is locked for 10 minutes. If it expires, nothing is lost: place the order again or, if you already sent, wait for the confirmation.
What if something goes wrong
The three things that actually happen, and what to do. In every case: keep your order number and the transaction hash from your broker.
I sent slightly too little
Your broker deducted its fee from the amount. Our payment provider marks the payment as "partially paid". Do not send a second payment: write to us in chat or at info@milo-lab.com with your order number and we release the order manually.
I chose the wrong network
If you selected "USDT TRC20" on the payment page but withdrew "USDT ERC20" at the broker (or vice versa), the coins are on a different chain. Contact us with the transaction hash from your broker before doing anything else. Most of these can be recovered.
The 10-minute window expired
Nothing is lost. If you had not sent yet, go back to your cart and place the order again; it is saved in your browser. If you had already sent, the payment still arrives and your order is confirmed automatically, even hours later.
Ready to order?
Your cart is saved. Head back to the shop, choose "Pay with Crypto" at checkout and your 5% discount is applied automatically.
Back to the shopStuck at any step? Our chat assistant can also settle your order by Revolut, Wise or PayPal, no crypto needed.
This page explains how to obtain the payment method for your order. It is not financial advice, and the brokers listed are not affiliated with Milo-Lab.